Unfortunately, there’s a lot more involved than simply your age and driving record—the population density of where you live, the theft rate Shop around, obviously, but just know that you’re definitely going to shell out some cash. Sourced from: http://www.gq.com/story/motorcycle-bikes-gear-buying-guide
Not everyone will be able to afford a brand new two wheeler from the shop but they can buy a used one.
In case of buying a new policy he has to check his own requirements and then take up something which is beneficial. Sourced from: https://www.bankbazaar.com/two-wheeler-insurance/guide/buying-a-used-motorcycle-paperwork.html
It's also worth checking the condition and tread depth of the tyres while you're at it. Sourced from: http://www.visordown.com/motorcycle-top-10s/10-maintenance-tasks-to-do-yourself/15834.html